Discover it Balance Transfer: Learn how this card works
When it comes to selecting a credit card, it’s essential to seek conveniences and minimize fees. The Discover it Balance Transfer Credit Card offers exactly these advantages and more to its holders.
This credit card offers a variety of benefits that make it the preferred choice for many consumers, whether for shopping at various establishments or enjoying exclusive benefits.
Read this comprehensive guide to discover everything about the Discover it Balance Transfer Credit Card and learn how to apply!
How does the Balance Transfer card work?
The Balance Transfer feature of the Discover it Balance Transfer Credit Card is an effective tool to help you eliminate high-interest credit card debts.
It allows you to transfer balances from other credit cards to the Discover it Balance Transfer, which offers an initial 0% interest period.
Therefore, you apply for the card and, once approved, transfer the balances from your other credit cards to it.
Then, you make monthly payments on the transferred balance during the interest-free period.
Learn about the benefits the card offers
The Discover it Balance Transfer Credit Card is more than just a means of payment.
After all, it opens doors to a wide universe of advantages and rewards, provided you choose the card that best suits your needs.
Check out the key benefits offered by the card and how they can be useful.
Low fees
The Discover it Balance Transfer Credit Card offers a range of benefits, starting with its affordable fees. Highlights include:
- $0 Annual Fee: There is no annual fee, allowing you to save in the long run.
- No Foreign Transaction Fee: Use your card on international trips without worrying about additional fees.
Low Intro APR
The card offers a low introductory APR, making it easier to manage your finances.
You get 0% Intro APR on Balance Transfers for 15 months from account opening.
Good rewards
This card stands out for its cashback system.
Earn 5% cashback on select categories that rotate quarterly, maximizing your rewards on specific expenses.
Also earn 1% cashback on all other purchases, providing consistent returns on your daily expenses.
Finally, enjoy a significant cashback bonus during the first year of use.
Other benefits
In addition to the mentioned benefits, the Credit Card offers various additional advantages, making it a beneficial choice.
- Fraud liability guarantee in cases of card loss or theft;
- Online privacy protection;
- Social Security number alerts.
How to apply for the Discover it Balance Transfer?
Learn how to apply for your Discover it Balance Transfer Credit Card. The process is conducted online, directly on the company’s website.
Follow the steps below to secure your card and enjoy all the benefits it offers:
- Visit the Discover it Balance Transfer Credit Card page.
- Read all information about the credit card and its benefits. Make sure you understand all advantages before proceeding.
- Click the “Apply Now” button to start the application process.
- Provide your zip code, name, address, and other necessary personal details.
- Provide information about your income and contact details.
- Verify that all provided information is correct.
- If everything is correct, submit the form for credit evaluation by the bank.
- After submission, wait while the bank evaluates your credit profile.
- Once approved, you will receive a notification informing you of the approval of your credit card.
Now, just wait for the card to arrive at your residence. Upon receipt, unlock it and start using it.
Did you enjoy learning about the card and all its benefits? Take the opportunity to apply for yours.
Also, if you’re interested in other cards that may suit your profile, continue on our site for more credit cards for you!
Contact Discover at 1-800-347-2683.
Review produced in June/2024. Please note: card details and information may change at any time. Therefore, check the official website before applying.