Find out everything about the American Express Business Gold Rewards
The American Express Business Gold Rewards Card is strategically crafted to fuel the growth of businesses and empower entrepreneurs.
This credit card serves as a bridge for American Express to connect with its customers through a robust rewards program, uniquely designed to incentivize business-related purchases.
While numerous companies offer rewards programs, the American Express Business Gold Rewards Card stands out by rewarding its customers with valuable points for their business transactions.
Additionally, the American Express Business Gold Rewards Card introduces a generous welcome bonus, providing users with 70,000 Membership Rewards points.
For every dollar spent on eligible purchases, cardholders can earn up to two points.
The card further sweetens the deal with a 0% introductory APR for 55 days, a variable APR ranging from 16.49% to 24.49%, and an annual fee of $295.
Benefits of American Express Business Gold Rewards Card
Discover the main benefits below and understand if this card is ideal for you.
Enjoy the 70,000 Membership Rewards Points as a Welcome Bonus
The Business Gold Rewards Card extends a compelling welcome gesture with a substantial 70,000 Membership Rewards points bonus.
This feature adds an extra layer of value to the card, providing users with a rewarding start to their membership.
Offers a 55 Interest-Free Grace Period
Cardholders benefit from a 55-day interest-free grace period, allowing them to defer interest payments on purchases until 55 days after the statement expiration date.
This feature provides a valuable window for managing expenses without incurring immediate interest charges.
No Need to Worry about Foreign Transaction Fees
Geared towards US-based businesses, the American Express Business Gold Rewards Card eliminates concerns about foreign transaction fees.
With no such fees and a generous 70,000-point sign-up bonus, this card becomes an attractive option for businesses engaged in international transactions.
Available 24/7 Emergency Assistance
The card ensures round-the-clock accessibility to American Express customer support, even during international travel.
This feature is particularly valuable in emergency situations, allowing cardholders to seek assistance without leaving their hotel room or office.
Provides Trip Delay Insurance
In the event of a trip delay, the American Express Business Gold Rewards Card steps in with trip delay insurance, covering associated costs and offering peace of mind to cardholders.
Car Rental Loss and Damage Insurance
For those on the road, the card provides coverage for risks such as theft, fire, or damage during car rentals, enhancing the security and confidence of cardholders.
Requirements for Applying for the American Express Business Gold Credit Card
To successfully apply for the American Express Business Gold Credit Card, applicants must meet specific criteria.
These requirements ensure eligibility and help streamline the application process. Here are the key prerequisites:
- Business Information: Provide accurate details about your business, including its name, address, industry type, and legal structure.
- Financial Details: Submit relevant financial information, such as annual revenue, business expenses, and any existing credit obligations.
- Personal Information: Furnish personal details, including your social security number, date of birth, and contact information.
- Credit History: A good personal and business credit history enhances your chances of approval. Ensure that your credit score meets the specified threshold.
- Legal Compliance: Confirm that your business complies with all legal requirements and possesses the necessary licenses.
- Employee Count: Depending on the card issuer’s policies, there may be a minimum or maximum employee count criterion.
How to Apply for the American Express Business Gold Credit Card
Applying for the American Express Business Gold Credit Card is a straightforward process. Follow these steps to initiate your application:
Visit the Official Website: Navigate to the official American Express website.
Select the Business Gold Credit Card: Locate the Business Gold Credit Card in the available card options.
Click “Apply Now”: Initiate the application process by clicking the “Apply Now” button.
Fill Out the Application Form: Provide accurate and complete information in the application form, including business and personal details.
Submit Required Documents: Attach any necessary supporting documents, such as financial statements or business licenses.
Review and Confirm: Carefully review the entered information before submitting the application. Confirm its accuracy.
Wait for Approval: Once submitted, the application undergoes a review process. Await a decision from American Express regarding your card approval.