Citi Premier: Discover Everything About the Card and Its Benefits
The Citi Premier Card, offered by Citibank, is an excellent option for those who value convenience and benefits in their credit cards.
In this article, we will explore the Citi Premier Card in detail, along with a complete guide on how to apply for it.
Keep reading to discover all the advantages of this exclusive card and how it can enhance your financial experience.
Understand the Card Benefits
The Citi Premier Card offers a variety of benefits that make its use extremely advantageous for customers, focusing on convenience and maximizing rewards.
Here are some of the main advantages.
Points System
The Citi Premier Card offers a rewards program called ThankYou Rewards.
You can earn points on purchases and redeem them for gift cards, travel rewards, flights, hotels, cruises, and more.
Other benefits include zero foreign transaction fees and travel protection. Specifically, you can earn:
- 10x points on hotels, car rentals, and attractions booked through CitiTravel.com.
- 3x points on air travel and other purchases at hotels, restaurants, supermarkets, gas stations, and electric vehicle charging stations.
- 1x point on all other purchases.
Annual Hotel Benefit
As part of the Citi Premier Card benefits, once per calendar year, you can enjoy a $100 discount on a single hotel stay worth $500 or more (excluding taxes and fees) when booked through CitiTravel.com.
This special benefit offers a unique opportunity to save while enjoying quality accommodations at destinations around the world.
Take advantage of exploring and booking your next stay with ease and savings, complementing your travel experience with the Citi Premier Card.
No Foreign Transaction Fee
One of the great advantages of the Citi Premier Card is the absence of foreign transaction fees.
This means you can make purchases anywhere in the world without worrying about additional costs.
This feature makes the card an ideal choice for frequent travelers and those who regularly make international purchases.
With the Citi Premier Card, you enjoy convenience and savings in your global transactions, ensuring a smooth shopping experience without financial surprises.
Travel Protection
The Citi Premier Card offers a variety of travel protections that can be useful in case of unforeseen events. This includes:
- Trip delay protection: If your trip is delayed for six hours or more, you will receive a reimbursement of up to $500 for meal, accommodation, and transportation expenses.
- Common carrier trip cancellation and interruption protection: If your trip is canceled or interrupted by a common carrier, you may receive a reimbursement.
- Lost or damaged baggage: If your baggage is lost or damaged during the trip, you may be reimbursed for expenses on replacement clothing, personal hygiene items, and other essential items.
- Car rental insurance: The Citi Premier Card offers primary car rental insurance, meaning you will be covered in case of an accident or theft, even if you do not have additional car rental insurance.
Points Transfer
One of the great advantages of the Citi Premier Card is the flexibility offered in transferring your ThankYou Rewards points to partner airline loyalty programs.
This functionality significantly expands your redemption options, allowing you to maximize the value of your points by using them for flights, upgrades, and other rewards offered by airline partners.
The points transfer capability provides an efficient and valuable way to enjoy your travels, ensuring your rewards are used in the way that best meets your needs and preferences.
Digital Wallets
The Citi Premier Card provides the convenience of using digital wallets for quick and secure payments, eliminating the need to carry a physical card.
This card is compatible with several leading digital wallets, including:
- Apple Pay
- Google Pay
- Samsung Pay
- Fitbit Pay
- Garmin Pay
These digital wallet options allow you to make purchases quickly and securely both online and in physical stores, using devices such as smartphones, smartwatches, and other compatible wearables.
The integration with these modern platforms reflects the Citi Premier Card’s commitment to technological innovation, ensuring a convenient payment experience tailored to your digital preferences.
Citi Entertainment
The Citi Premier Card offers exclusive access to the Citi Entertainment program, providing a premium entertainment experience.
As a cardholder, you can secure early tickets for shows, sports events, and other popular attractions, allowing you to enjoy sought-after events before they sell out.
You will also have access to exclusive discounts on tickets, restaurants, and hotels, enabling significant savings on your entertainment experiences.
These benefits add substantial value to your experience as a Citi Premier Card customer, ensuring you enjoy entertainment conveniently and with exclusive advantages.
How to Apply for the Citi Premier?
To apply for the Citi Premier Card, follow these simple steps:
- Visit the Citi Premier Card page.
- Review all detailed information about the credit card on the page.
- Click on the “Apply Now” button to start your application.
- Fill out the form with your personal information, such as name, address, and contact information.
- Make sure to indicate your US citizenship or permanent visa status, as it is a requirement to apply for this card.
- Read and accept the bank’s terms and conditions by checking the corresponding boxes.
- Review the fees associated with the card and agree to the terms to proceed with your application.
- After filling out all the required fields, click “Agree and submit” to send your application to Citi Bank.
After submitting your application, wait for the credit review. If your application is approved, the Citi Premier Card will be sent to the address provided during the application process.
If you like the advantages of the Citi Premier Card, explore other credit options available on the bank’s website to find the best choice for your financial needs.
Contact Citi at 1-800-347-4934.
Review produced in June/2024. Please note: card details and information may change at any time. Therefore, check the official website before applying.