When choosing a credit card, it’s essential to understand its benefits and services. The Discover It Cash Back is ideal for frequent shoppers who want cashback.

It offers specific categories that provide a more substantial return for customers, resulting in savings from everyday card use.

This text highlights all the essential information about the Discover It Cash Back, along with a simple guide to apply for it. Continue reading to explore everything about this credit card.

What benefits does the card offer to users?

A happy guy holding his Discover it Cash Back credit card.

The Discover It Cash Back is more than just an ordinary credit card. It represents a gateway to a universe of valuable rewards and benefits that perfectly align with your lifestyle.

Check out more details:

Rewards and Cashback

The Discover it Cash Back stands out mainly for the rewards it provides to its users. Here are the benefits you can enjoy:

  • 5% cashback in different categories each quarter, such as restaurants, supermarkets, gas stations, and more.
  • 1% cashback on all other purchases.
  • Cashback with no expiration date. Your cashback never expires! Use it as you wish, whether for purchases, bill reduction, or transfer to your bank account.
  • The card doubles your cashback value in the first year, up to $150.

Security

The Discover it Cash Back ensures safety and peace of mind in customer purchases with several additional measures. Check out the main advantages:

  • Online privacy protection: completely free and available in the card app.
  • Freeze it: ease of deactivating the account in case of card loss or theft, preventing fraudulent purchases and transfers.
  • Free alerts on social security numbers.

No Annual Fee

The Discover it Cash Back has no annual fee. You can enjoy all its rewards without additional costs.

This benefit is available to all approved credit card customers. Therefore, it’s worth considering this option and evaluating all the services offered.

Customer Service

Discover is committed to providing exceptional customer service:

  • Specialists available 24/7 to help with any card-related issues, from queries to assistance in case of loss or theft.
  • You receive assistance wherever you are and whenever you need to resolve any credit card-related issues. This represents a significant advantage the bank offers its customers.

Understand what Cash Back Match is

The exclusive benefit of the Cash Back Match program offered by the Discover it Cash Back card is an unmissable opportunity for new customers.

During the first year, all accumulated cashback is doubled, with no maximum limit.

After card approval, customers start accumulating cashback immediately: 5% in activated rotating categories, up to $1,500 per quarter, and 1% on all other purchases.

At the end of the first year, Discover automatically matches the total cashback amount accumulated. For example, if a customer earned $200 in cashback, Discover adds another $200, doubling the amount to $400.

This benefit has no bonus amount limitations, encouraging customers to accumulate as much cashback as possible during the initial period.

The Cash Back Match is exclusive to new customers and participation is automatic, requiring no enrollment.

The bonus is credited to the card account within two billing cycles after the end of the first year. Thus, the offer is an exceptional opportunity to maximize rewards.

How to apply for the Discover it Cash Back Credit Card?

Discover how simple it is to apply for your Discover it Cash Back card. The process is quick and can be completed online in just a few minutes.

  1. Access the Discover it Cash Back page.
  2. Click on “Apply Now”.
  3. Confirm your location by entering the requested data.
  4. Fill out the form with your personal information and necessary documents.
  5. Provide details about your income and employment.
  6. Read and agree to all the company’s terms and conditions.
  7. Submit the form to the bank for credit analysis.
  8. Wait for approval and receive your card.

Did you enjoy learning about the Discover it Cash Back? Take the opportunity to apply and start enjoying the benefits.

Also, explore other cards that suit your profile on our page.

GO TO WEBSITE

 

Contact Discover at 1-800-347-2683.

Review produced in June/2024. Please note: card details and information may change at any time. Therefore, check the official website before applying.