TD Cash Credit Card: Learn about the benefits and how to apply for yours
Looking for a credit card that offers real cashback and no annual fee? Check out the TD Cash Credit Card!
With this card, you have the flexibility to choose the spending categories that matter most to you and earn 3% cashback on purchases in those selected categories.
Additionally, you get 2% back in another designated category and 1% on all other purchases you make.
As an added bonus, the TD Cash Credit Card offers a generous welcome bonus of $150 when you spend $1000 in the first 3 months after opening your account.
In this article, you will explore all the details and advantages offered by the TD Cash Credit Card, as well as learn how to apply for yours. Keep reading to discover more!
What are the card benefits?
The TD Cash Credit Card is perfect for those who love to shop and want to make the most of their spending.
Check out the main reasons to get your TD Cash Credit Card and enjoy all the benefits it offers.
Cash back
The TD Cash Credit Card offers a customizable and unlimited cashback program, ideal for those looking to maximize their savings.
With this card, you have the freedom to choose two spending categories to receive 3% cashback, including restaurants, fast food, pharmacies, gas stations, and travel (hotels, airlines, etc.).
Additionally, you earn 2% cashback at supermarkets, wholesale clubs, and warehouse clubs, and 1% on all other purchases.
One of the main benefits is the flexibility to change your cashback categories each quarter, allowing you to adapt your benefits to your constantly changing spending habits.
The cashback is automatically credited to your TD Bank checking account every month, providing a convenient way to save while you spend.
Digital Wallet
The TD Cash Credit Card offers compatibility with digital wallets such as Apple Pay, Google Pay, and Samsung Pay, providing convenience and security in your payments.
With this feature, you can use your card for quick and secure transactions in physical stores, online, and through apps.
To add your TD Cash Credit Card to a digital wallet, simply download the wallet app of your choice and follow the provided instructions.
Alternatively, you can use the TD Bank Mobile App to set up your card in a digital wallet quickly and easily.
Visa Benefits
The TD Cash Credit Card offers several benefits to enhance your experience. This includes:
- Visa Zero Liability: Protection against unauthorized purchases.
- Visa Purchase Protection: Ensures your purchases against damage and theft for up to 120 days.
- Visa Travel Benefits: Travel insurance, travel assistance, and discounts on travel-related services.
- Visa Concierge: 24/7 service to assist with reservations, shopping, and other needs, providing a complete and convenient experience.
Visa Zero Liability
Security is one of the main concerns when using a credit card, and with the TD Cash Credit Card, you have the peace of mind of Visa Zero Liability.
This benefit offers protection against fraud and unauthorized purchases.
If your card is lost or stolen and used by someone else, you will not be held responsible for the unauthorized purchases. This means you won’t have to pay for fraudulent transactions made with your card.
Additionally, Visa uses advanced systems to monitor your transactions in real-time, identifying suspicious activities and protecting your finances.
If you notice any suspicious transaction on your statement, you can contact TD Bank customer support immediately. They will investigate the matter and ensure you are not held responsible for those purchases.
With Visa Zero Liability, you can use your TD Cash Credit Card with confidence, knowing you are protected against unauthorized use.
Instant Card Replacement
Losing your credit card can be a stressful situation, but the TD Cash Credit Card offers the benefit of Instant Card Replacement to minimize any inconvenience. Here’s how this benefit works:
- Quick replacement: If your card is lost, stolen, or damaged, TD Bank can issue a new card immediately. This means you don’t have to wait days or weeks to have a new card in your hands.
- Expedited delivery: The new card can be sent to you quickly so you can start using it as soon as possible. In many cases, the card can be delivered the next day or within a few days.
- Digital wallet updates: If you use digital wallets like Apple Pay, Google Pay, or Samsung Pay, your new card can be added automatically. This means you can continue making digital payments while waiting for the physical card.
Instant Card Replacement ensures that even in unforeseen situations, you will have continuous access to your credit without significant interruptions.
These benefits, along with the others offered by the TD Cash Credit Card, make it an excellent choice for those seeking security, convenience, and a hassle-free credit experience.
Balance Transfer Offer
The TD Cash Credit Card offers a balance transfer offer with 0% APR for 15 months.
This means you can transfer the balance from other high-interest credit cards to the TD Cash Credit Card and pay the balance interest-free for 15 months.
The 0% APR offer is valid for balances transferred within 60 days of account opening.
After 15 months, the variable APR applies to the remaining balance. A balance transfer fee of 3% (minimum of $5) applies to each transfer.
How to apply for the TD Cash Credit Card?
Now that you know all the advantages of the TD Cash Credit Card, see how easy it is to get yours and enjoy all the benefits in your daily life:
- Access the TD Cash Credit Card website.
- Click the “Apply Now” button.
- Log in with your TD Bank account and password. If you don’t have an account, you will need to create one.
- Fill out the application form with your personal details, address, employment information, income, and documentation.
- Submit the application to the bank.
After your application is approved, your credit card will be delivered to the registered address, and you can start enjoying all the benefits it offers immediately!
Interested in exploring this excellent credit card option? Then don’t wait any longer and apply now. For more information on the best cards available, keep following our website.
Contact TD Bank at 1-888-561-8861.
Review produced in June/2024. Please note: card details and information may change at any time. Therefore, check the official website before applying.